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Estimated Heating Costs in Maryland

How much does it cost to heat a home in Maryland? It depends on your county, your fuel type, and your home. Here are local estimates by county using real fuel prices and heating degree day data.

All estimates are for a typical 2,000 sq ft home. For your exact costs, enter your ZIP code.

Get your exact estimate: Compare Costs

Statewide Fuel Cost Comparison

Using the Maryland statewide median oil price of $3.99/gallon and state-average energy rates:

Fuel Local Price Cost/MMBTU Annual Cost Monthly (Heating)
Natural Gas Cheapest $1.54/therm $17 $1,064 $177
Heat Pump $0.21/kWh $20 $1,294 $216
Heating Oil $3.99/gallon $34 $2,178 $363
Electric Baseboard $0.21/kWh $60 $3,882 $647

Cheapest option for this area

Natural Gas

$1,064/year estimated — saving $1,114/year vs heating oil

Statewide medians. Individual counties may differ. Updated: 2026-06-03.

Heating Costs by County — Maryland

Annual estimated heating cost for a 2,000 sq ft home, sorted by oil heat cost:

County Oil $/gal Oil/Year Gas/Year Heat Pump/Year HDD
Cecil $5.29 $2,888 $1,064 $1,294 4,591

Oil prices are local medians from current supplier data. Gas and electricity are Maryland state averages (EIA). HDD from NOAA 30-year normals.
Updated: 2026-06-03. Click a county for detailed breakdown.

Understanding These Estimates

These estimates use Heating Degree Days (HDD) — a standard measure of how cold your area gets. More HDD = more heating fuel needed. Maryland ranges from 4,591 HDD in Cecil County to 4,591 HDD in Cecil County.

Cost per million BTU (MMBTU) is the fairest cross-fuel comparison. It normalizes for the different energy content and efficiency of each fuel. Learn more about comparing heating fuels.

Save on Heating in Maryland

Staying with oil? The biggest immediate savings come from comparing local suppliers. The spread between cheapest and most expensive supplier is often $0.50–$1.00/gallon. Compare Maryland oil prices.

Considering switching fuels? Our Heating Cost Calculator shows exact payback periods for your ZIP code, and our fuel comparison guides explain the trade-offs.


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