Heating Cost in New York → Montgomery County
How much does it cost to heat a home in Montgomery County? Here's a breakdown by fuel type, using real local prices and 7,020 heating degree days for Montgomery County.
Estimates are for a typical 2,000 sq ft home. Use the calculator for your exact ZIP code.
↓ Oil prices in Montgomery County are down 11.8% over the past 6 weeks. View current oil prices.
| Fuel | Local Price | Cost/MMBTU | Annual Cost | Monthly (Heating) |
|---|---|---|---|---|
| Natural Gas Cheapest | $1.82/therm | $20 | $1,926 | $321 |
| Heat Pump | $0.29/kWh | $28 | $2,741 | $457 |
| Heating Oil | $4.49/gallon | $38 | $3,748 | $625 |
| Electric Baseboard | $0.29/kWh | $84 | $8,224 | $1,371 |
Cheapest option for this area
Natural Gas
$1,926/year estimated — saving $1,822/year vs heating oil
Oil price: $4.49/gal (local median). Electricity: $0.29/kWh (New York avg). Gas: $1.82/therm (New York avg). HDD: 7,020. Estimates for a 2,000 sq ft home.
Prices updated: 2026-06-24. Prices may differ from real-time calculator.
At local electricity rates ($0.29/kWh) and oil prices ($4.49/gal), switching from oil to a heat pump would pay for itself in approximately 10.9 years (based on average installation cost of $11,000). Federal tax credits and state rebates can reduce this significantly.
During the heating season (October–March), a typical 2,000 sq ft home in Montgomery County costs approximately:
If you're staying with oil heat, the biggest savings come from comparing local suppliers. The spread between cheapest and most expensive in Montgomery County can be $0.50–$1.00/gallon — that's $250–$500/year on the same fuel.
Median: $4.49/gal · 4 suppliers reporting prices
Compare Montgomery County Suppliers →