Heating Cost in New York → Putnam County
How much does it cost to heat a home in Putnam County? Here's a breakdown by fuel type, using real local prices and 5,915 heating degree days for Putnam County.
Estimates are for a typical 2,000 sq ft home. Use the calculator for your exact ZIP code.
↓ Oil prices in Putnam County are down 7.1% over the past 6 weeks. View current oil prices.
| Fuel | Local Price | Cost/MMBTU | Annual Cost | Monthly (Heating) |
|---|---|---|---|---|
| Natural Gas Cheapest | $1.54/therm | $17 | $1,375 | $229 |
| Heat Pump | $0.28/kWh | $28 | $2,295 | $383 |
| Heating Oil | $4.60/gallon | $39 | $3,235 | $539 |
| Electric Baseboard | $0.28/kWh | $83 | $6,885 | $1,148 |
Cheapest option for this area
Natural Gas
$1,375/year estimated — saving $1,860/year vs heating oil
Oil price: $4.60/gal (local median). Electricity: $0.28/kWh (New York avg). Gas: $1.54/therm (New York avg). HDD: 5,915. Estimates for a 2,000 sq ft home.
Prices updated: 2026-06-03. Prices may differ from real-time calculator.
At local electricity rates ($0.28/kWh) and oil prices ($4.60/gal), switching from oil to a heat pump would pay for itself in approximately 11.7 years (based on average installation cost of $11,000). Federal tax credits and state rebates can reduce this significantly.
During the heating season (October–March), a typical 2,000 sq ft home in Putnam County costs approximately:
If you're staying with oil heat, the biggest savings come from comparing local suppliers. The spread between cheapest and most expensive in Putnam County can be $0.50–$1.00/gallon — that's $250–$500/year on the same fuel.
Median: $4.60/gal · 12 suppliers reporting prices
Compare Putnam County Suppliers →